Want to update, but nothing to report...AKA, the story of my life. The buying-a-house process seems to be moving agonizingly slowly, even though I know that everything is actually happening on or ahead of schedule. Termite inspection, house inspection, house appraisal. It's just that our landlord is pretty desperate for the sale, and as first-timers, Don and I are wee helpless babes calling our loan officer every day. Speaking of appraisal, does anyone know what we want the result to be? Seems to me that anything higher than what we're paying for the house is a bad thing, since property taxes are based on it, but my coworker is convinced otherwise; something about resale value. But I am pretty sure that resale value is completely market-based; nobody is going to pay more for a house than it's market value just because the bank says it's worth x. Yes? No? We seem to have a closing date, however, so unless something goes wrong we'll be in our house* by the 3rd. Which, incidentally, is the day my parents and brother are coming to visit us for the weekend. I really, really want to be able to say "Guess what WE just did!" I'd also like to be able to say,"... AND we're pregnant." But that won't happen for a couple of reasons, not the least of which being that if I get a positive pregnancy test, I tend to call my mom within hours or days, not weeks.
I tested this morning and got a negative, but it was too soon. Essentially I wasted a test knowing that even if I am, it's too soon to tell. At least it was the free test that came with the ovulation kit. I shall test my inner strength by not testing again for awhile; after all, I'm already doing everything I'd do if I knew I were pregnant, e.g. the progesterone, vitamins, aspirin, etc. It's not like last time when I had to find out as soon as possible... Unfortunately, I've always disappointed myself when it came to the inner-strength resolve of not testing early.
I have looked up the city regulations, and there is nothing keeping us from having a small flock of chickens in our yard, or beehives. We may not keep pigs or sheep, however, unless intended for immediate slaughter, and goats are never allowed. Additionally, no poultry can roam the city "at large", unless it is a trained carrier pigeon. I love The Law. (Alert, we have Poultry at Large at 14th and Main... that's right, a chicken right in the street. Ack, it can fly! I'm going to need backup!) Do people still keep homing pigeons? THAT would be a fun hobby, it's almost like owls and you could pretend Harry Potter.
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*In our house is a funny way to look at it, since we're buying the place we currently live in. No moving into a new home, no shiny new keys. I wonder if we should have some sort of ceremonial re-entry, as in 'we leave for the last time as renters, and reenter now as owners'? With sage?
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4 comments:
as far as home appraisals go, you want the appraisal to be at least as much as what you are planning on paying for the house, otherwise you won't be able to get a loan for the amount you need.
the town does it's own separate appraisal to base your taxes on. at least that's how it works in rhode island, but i doubt it's very different where you are.
Thank you, I didn't know that there were two different appraisals!
Mara, can you email me? I might know a couple of renters for you, but not sure what you're looking for as far as people---or as far as rent. :)
(Because I know you're gonna be home owners very soon!)
Thanks!
Our appraisal was exactly the amount of our offer. We were told that is usually done, regardless of what one finds, so that the transaction can go smoothly.
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